Are you wondering what the term comp insurance car means? Comprehensive insurance is a type of auto policy that pays to repair or replace your vehicle after a non-collision incident. Examples include damage, theft, falling objects, vandalism, and fire. Lenders and leasing companies require you to carry both comprehensive and collision insurance if you lease or finance your car. If you buy a vehicle with cash or have already paid off your auto loan, you can decide whether to buy comprehensive and collision coverage.
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